1. Lacking in aptitude ( dumb )
2. Lacking in risk tolerance ( timid )
In the development of talent, it is always so MUCH easier to work with a substrate that is in at MOST one of those quadrants. Perhaps to make clearer their motivations, another dimension :
3. Lacking in pain ( rich )
3., motivates 2. of course, so it is most sorry to see the hording of resources by poor talents that cannot develop it. However it is of course their civil right in capitalistic environments, so we must forgive the oxygen etc. which are spent by them on nothing.
I believe the communally affirming thing is to let sleeping dogs lie. We have more excited pups to pander to, and also unexcited pups with more potential output.