2026-07-31 at

Tabung Haji to build a Grab competitor?

Suhaimi Arrifin posted it on linkedin as a suggestion

My offhand comment was simply:

My hypothesis about Uber-like businesses, simce around 2015, is that they must inevitably exit to the public sector. Because it's VC money frontloaded to bulld a monopoly which guarantees scale, to deliver federal-scale infrastructure. It's simply a service to government. 

Evidence so far? Go see where Uber makes its margin today. Go see where it sits as a lobby subject.

Go see where Grab sits in terms of profitability and government relations. 

Fuck building a competitor. Just buy Grab's operation to put it out of its misery 🤣

2026-07-30 at

love : not to be confused with future love

Chatting about heartbreak. 

A recent conversation had me thinking about all the little men and women, on social media and on earth, who want to be in a relationship where "they are always chosen", which correlates with being married, monogamous, etc.

It did occur to me that 
- "folks are always chosen, because that's the monogamous marriage contract ... " 
- "... and it is a common error of perception : that people are always chosen for other reasons, and marriage is just a rubberstamp".

There are no "other reasons".

No reasonable business person engages unlimited liabilities. People make formal, and informal, commitments to "always choose X, forever" because they are under delusions about future practicality.

The minimum formal protection for a "forever liability" is
- preset exit strategy
- I.e., prenups

Of course, folks will ask where is the role of love?

Love is not a promise of future love, those are two entirely separate things, which are often confused.

2026-07-29 at

AI for accounting

❌ no accounts
❌ accounts on paper
❌ accounts on spreadsheet
❌ accounts on local ERP
❌ accounts on cloud ERP
❌ accounts via local AI on cloud ERP
✅ accounts via cloud ERP with integrated AI

Just tell me when it's ready