Instead of remaining silent in casual discussions with friends, I often reply with
"I cannot affirm your point,"
whereby I sometimes get another response about my affirmation being un-needed ...
- at some point I realised there was a subtext about that, presuming my intention to presume that the counterparty had a need.
I was certainly not thinking about the counterparty's needs lol ... generally I am only thinking about my liabilities!
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It is also of a greater liability to say, "I deny your point," therefore I have stopped using that phrase though it has been recommended that I use it, by some.
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