Case A ...
Friend : Can you give me a massage?
Me : I can send you money for a massage.
Friend : ** pissed **
Case B ...
Aunt : Can you come for CNY lunch?
Me : I've TNG-ed you a contribution for lunch, but can't commit.
Aunt : ** bemused **
Some people are offended by this behaviour. Other people treat it at face value. Ultimately it is what it is, I'm am fairly cash-strapped, but time is even more expensive than money.
Generally the spot price of time is much lower than the futures price, because of volatility. Of course, the reason being that the spot price of time is occasionally exorbitant.
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